Mortgagees and lienholders may visit the Lienholder website, fmne.com/lien, to check the status of a policy; for instance, to find out if a policy is still in effect, if the premium has been paid, and make sure that they are listed as a mortgagee or lienholder.

Farm & Home Insurance Agency, Inc.

Open NowCloses at5:00 PM

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215 N Charde Avenue
Oakland, NE 68045
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Farm Shield

Farm and Ranch

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Umbrella Shield

Umbrella

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Dwelling Property Shield

Dwelling Property

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Dwelling Owners Shield

Dwelling Owners

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Motorcycle Shield

Motorcycle

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Recreational Vehicle Shield

Recreational Vehicle

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Meet the Team

Photo of Melanie Johanson

Melanie Johanson,
Farm & Home Insurance Agency, Inc.

Agent

Photo of Penny Murphy

Penny Murphy,
Farm & Home Insurance Agency, Inc.

Agent

Frequently Asked Questions

Tips & Articles

Helpful information for protecting your property, minimizing risks, and more.

  • Common Insurance Policy Terms Explainedclaims
    Common Insurance Policy Terms Explained

    Insurance is designed to help you return to normal after an unexpected occurrence. What’s covered exactly is specific to your individual insurance policy terms—which is why it’s important to read through the document. To help you understand your coverage, here’s a breakdown of the basic parts of an insurance policy.

  • Peak Season Coverage Explainedfarm
    Peak Season Coverage Explained

    Quantities of farm and ranch goods can fluctuate depending on the season, which means your insurance needs to be responsive. One way to protect the additional volume is to add a Peak Season Coverage endorsement to your FMNE Farm or Ranch Insurance policy.

  • Protecting Your Home from Wildfireshome
    Protecting Your Home from Wildfires

    The frequency and severity of wildfires has increased in recent years, creating a necessity for homeowners to consider their wildfire risk and how to reduce it. While wildfires can start suddenly and without warning, there are proactive steps you can take to make your home and property more resilient to prevent and minimize losses.

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